While there are a few good CD specials, the rest of BMO Harris’ product lineup don’t compete with the APY you can find at online banks. However, BMO Harris is not a great fit if you’re looking for high earning potential on your deposits. Most online banks offer better interest rates as well as no fees, but if you’re specifically looking for an in-person bank, BMO Harris can give you the service you need without charging you monthly fees. The network will likely grow, too, given the bank’s recent acquisition of Bank of the West.īMO offers several good options for checking and savings accounts with no maintenance fees or onerous minimum balance requirements - a major advantage over competitors like Chase or Bank of America. So, if you live within close distance to a branch and you’re looking for the ability to do your banking in person, BMO Harris can be a good fit. Still charges $15 overdraft fees on some accountsīMO Harris operates branches in eight states: Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Florida and Wisconsin.Low rates on savings and checking accounts.Branch network is currently limited to eight states.
Easy ways to avoid fees on select accounts.Select CDs pay competitive interest rates.More than 500 branches and more than 40,000 ATMs.
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